Have a broken car window? Replacement is easy, but to most people, it’s not so obvious how to get there. After all, you’re probably looking at a seat full of shattered glass and still in shock, trying to figure out what to do first.
Thankfully, we’re going to tell you.
First, we need to note that driving with a damaged window can be dangerous. Your car can get broken into (again?) and you and your passengers will be completely exposed to the elements while on the road.
Broken car window replacement is necessary, but there are a few things to do before contacting your local auto glass shop.
Should You File an Insurance Claim for Broken Car Window Replacement?
First things first, you need to find out if your insurance will cover the broken car window replacement.
The cause of the damage will make a difference. If the glass was smashed in a car crash, then your insurance will most likely cover the replacement.
Was the damage caused by theft or natural cause? If so, you need to pay attention to your insurance contract. If you have comprehensive coverage, then the insurance will pay. Otherwise, you’re out of luck.
Not sure about what type of insurance you have? Just give them a call and find out — but don’t file a claim yet.
Who Will Pay for the Broken Car Window Replacement?
As we discussed, your broken car window replacement will be covered if you have comprehensive insurance or if the damage was caused by another car.
But don’t forget about the deductible.
The deductible is the amount you need to pay in order to be covered by your insurance. In other words, it’s the amount of the total cost that your insurance won’t pay for.
Let’s suppose the broken car window replacement service for your particular vehicle costs $500. If your deductible is $300, then you will have to pay $300 and your insurance will pay for the remaining $200.
However, if the deductible is about the same amount as the replacement, you may want to skip the hassle of filing an insurance claim and pay for the entire service yourself.
Broken Car Window Replacement or Repair?
At this point, you may be wondering if there is another alternative to a broken car window replacement — for example, what about repairing the window instead of replacing it?
Technically, car side windows cannot be repaired: they can only be replaced by new ones. Windshields, on the other hand, can be repaired if the damaged meets certain parameters.
How Much Does Broken Car Window Replacement Cost?
Once you know the cost of the deductible, you need to know how much it costs for broken car window replacement. To find out, visit Glass.Net and receive up to 5 quotes from local auto glass shops for free. Use these quotes to compare to your deductible and decide whether or not you’re going to file an insurance claim.
File an Insurance Claim for Broken Car Window Replacement
If you know that your insurance does cover broken car window replacement, and the deductible is lower than its cost, then you should file an insurance claim.
The process varies from one insurance provider to the next, so the best thing you can do is give your insurance company a call and find out what you should do next.
Find an Auto Glass Shop for Broken Car Window Replacement
Whether your insurance pays for the broken car window replacement or not, you will need to find a local auto glass shop.
The easiest way to do it is to visit Glass.Net right now. Fill out the form with your zip code and some basic information about your car and we’ll give you up to 5 quotes for broken car window replacement for free.
In only 10 seconds you will have a list of the best local auto glass shops for you to choose from. What are you waiting for?